A stronger conversation with every borrower
PGI leaves your guarantee fully enforceable while giving borrowers a reason to sign with confidence. Fewer stalled approvals, better-protected clients.
The guarantee stays fully enforceable
PGI is the borrower policy. It sits behind your guarantee and does not touch your loan documents, security or recovery rights.
Enforcement rights, security and priority remain exactly as written in your agreement.
After paying a claim, the carrier does not pursue the borrower for the covered amount.
Borrowers with capped personal exposure are more resilient through a downturn.
Move deals forward, keep clients protected
A guarantee is easier to sign when the borrower knows their personal downside is capped.
Advisors who introduce PGI give clients a reason to call them first, and to stay.
Capped personal exposure supports orderly workouts instead of personal insolvency.
Backed by a carrier rated A by AM Best
PGI policies are underwritten by the Canadian Branch of Markel International Insurance Company Limited, rated A (Excellent) by AM Best.
- Coverage up to $1,000,000 per guarantee
- Claims-made policies, renewable annually
- Demand Response Service on every policy
What credit officers ask
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Give your borrowers a reason to sign with confidence
Talk to our partnerships team about referral arrangements and how PGI fits your lending process.